Invoice Factoring Services in the USA, Canada, London & Australia
Get Paid Faster & Grow


At PKM Associates, we understand that waiting 30, 60, or even 90 days for customer payments can create financial strain on your business. That’s why we offer invoice factoring in the USA, Canada, London & Australia to help local businesses access immediate working capital by converting outstanding invoices into cash. Instead of waiting on payments, invoice factoring allows you to sell your unpaid invoices and receive the majority of the funds right away.

Additionally, if your business is dealing with cash flow challenges due to slow-paying customers, our accounts receivable financing in the USA, Canada, London & Australia can provide the financial flexibility you need. We help businesses across the USA, Canada, London & Australia maintain steady operations and seize new opportunities without being held back by outstanding invoices.

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What Is
Invoice Factoring?


Invoice factoring is a financing solution that allows businesses to sell their unpaid invoices to a third-party company (factor) at a discounted rate. Instead of waiting for customers to pay, businesses receive a significant portion of their outstanding invoices upfront. The factor then collects the full invoice amount from the customer and pays the remaining balance (minus a small fee) to the business. This process provides businesses with instant cash flow, helping them cover operating expenses, payroll, inventory and equipment purchases, and other financial obligations without the delays of traditional payment cycles. How Invoice Factoring Works

  • Submit Your Unpaid Invoices

    Provide us with your outstanding invoices for customers with good credit histories.

  • Receive Immediate Cash

    We advance 80-90% of the invoice value within 24-48 hours.

  • We Collect Payment from Your Customers

    Instead of chasing down payments, our team handles the collection process.

  • Receive the Remaining Balance

    Once your customer pays the invoice, we send you the remaining funds, minus our small factoring fee.

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Why Choose PKM Associates
Invoice Factoring in the USA, Canada, London & Australia


1. Fast and Easy Approval

Traditional bank loans can take weeks, but with PKM Associates, you can get approved quickly and access funds in as little as 24-48 hours.

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2. Competitive Factoring Rates

We offer affordable and transparent pricing, ensuring you keep more of your money while improving cash flow.

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3. No Long-Term Contracts Required

We provide flexible, no-obligation funding options so you can factor invoices as needed—without long-term commitments.

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4. We Handle Collections for You

Our team takes care of customer payments, so you can focus on running and growing your business instead of chasing overdue invoices.

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5. Local Expertise and Support

As a trusted business financing provider in the USA, Canada, London & Australia, we understand the challenges that local businesses face and offer personalized solutions to help you succeed.

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Who Can Benefit from
Invoice Factoring


If your business is waiting on payments while facing financial obligations, invoice factoring could be the solution you need. Invoice factoring is ideal for businesses that provide goods or services on net terms but need faster access to their cash. Our accounts receivable financing in the USA, Canada, London & Australia serves a wide range of industries, including:

  • Manufacturers that need capital to fulfill new orders.

  • Freight and trucking companies dealing with fuel and payroll costs.

  • Staffing agencies that must pay employees before receiving client payments.

  • Wholesalers and distributors that need funds for inventory.

  • Service-based businesses that operate on 30-90 day payment terms.

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Get Paid Faster
Invoice Factoring in the USA, Canada, London & Australia


If your business is tired of waiting on slow-paying customers, PKM Associates can help you access the cash you need — whenever you need it. And with our invoice factoring in the USA, Canada, London & Australia you can turn unpaid invoices into working capital, allowing your business to grow, operate smoothly, and stay ahead of financial challenges. So don’t let unpaid invoices hold your business back. Just contact PKM Associates at (832) 913-5014 or apply online today!

How to Get Started with Invoice Factoring

Step 1: Apply Online or Call Us

Submit an application online or call (832) 913-5014 to discuss your financing needs with one of our specialists.

Step 2: Get Approved

We review your unpaid invoices and customer creditworthiness to determine your funding eligibility.

Step 3: Receive Immediate Cash

Once approved, we advance 80-90% of your invoice value within 24-48 hours.

Step 4: Let Us Handle Collections

We collect payments from your customers, then send you the remaining balance minus a small fee.

Get Started with Factoring